Modern features of monopoly in the insurance market in the Russian Federation

The article is devoted to the manifestations of monopoly in the insurance market of the Russian Federation. Analyzed historical moments of presence state and commercial monopolies in various stages of development of the Russian insurance market. At the present stage proved the existence of a «niche» (local) monopoly. Identified and described its types: channel monopoly, the species of monopoly, geographic and consumer monopoly. The presence of channel monopoly proven in sales of insurance services through airlines, online travel agencies, tour operators. Species monopoly is described in two directions: innovative species monopoly and factor species the monopoly. Formulated especially geographic and consumer monopoly in the insurance market. Presents an assessment of the further development of «niche» monopoly in the insurance market.It is shown that at the present stage of development of the Russian insurance market has given way to the traditional monopoly of «niche» monopoly, which the Russian insurance market is shown in the form of a monopoly channel, species and product monopoly, geographical monopolies.

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